Top Up Your Wallet.
In Real Time. 24/7.
With our partnership with Visa Direct, your customers can top up their AppO wallet directly from their mobile instantly, securely, and whenever they need.


Powered by Visa Direct
A global real-time push payments solution that enables money to move directly to eligible cards, accounts and wallets.
100+
Countries
Real-Time
24/7/365
Trusted
By Leading Institutions
Secure
By Visa
How Visa Direct Top Up Works
Simple steps. Instant results.
1. Select Source
Customer chooses their bank account or card.
2. Enter Amount
Enter the amount to top up their wallet.
3. Visa Direct Processing
Visa Direct securely sends the funds in real time.
4. Wallet Credited Instantly
Funds are available in the wallet instantly.
5. Ready to Use
Use the money anytime. anywhere.
Why Your Customers
Will Love It
No delays. Money in your wallet instantly.
No cards needed. Top up directly from bank account.
Available 24/7, even on weekends and holidays.
Secure and trusted - powered by Visa.
Top up from 100+ countries and growing.

Perfect for Every Need
Personal Use
Top up your wallet anytime, anywhere.
Freelancers
Get paid and move money instantly.
Businesses
Streamline payouts to wallets.
Gig Economy
Receive earnings in real time.
Remittance Partners
Enable fast digital wallet funding.
Marketplaces
Instant wallet top-up for buyers & sellers.
Top Up From 100+ Countries
Customers can top up their wallet from their bank account in supported countries.

Brazil

Colombia

Argentina

Peru
More
Ready to Offer Real-Time Top Ups with Visa Direct?
Empower your customers with instant, secure, and reliable wallet top-ups.
200+
One QR Code. Wallets & Financial Institutions Connected.
99.99%
Uptime SLA
10M+
Built for Millions of Users
