Powerful Payment Products Built for Scale
From card issuing to processing and payment acceptance - everything you need to launch, manage, and
Principal Member of
Our Products
Issuing
Launch Visa & UnionPay Cards at Scale
Debit, credit, prepaid, and virtual cards for any business.
Physical & Virtual Cards- Tokenization & NFC
- Real-time Card Controls
- Wallet Integration (Apple/Google)
Processing
Processing Infrastructure
A full-stack payment processing engine with switching, routing, authorization & settlement.
- Transaction Switching
- Smart Routing & Authorization
- Card & Merchant Management
- HSM & Encryption
Acquiring
Payment Acceptance (Acquiring)
Accept payments in-store, online, mobile, and via QR across all channels.
- Cards, QR & Wallets
- SoftPOS (Tap to Phone)
- POS Terminals
- E-commerce & API
Hardware
Hardware Solutions
Complete hardware ecosystem for retail, hospitality, and enterprise businesses.
- Smart POS Systems
- POS Terminals
- Restaurant & Retail Solutions
- Device Management
How Our Products Work Together
One integration gives you the entire payment value chain.
Issue Cards
Process Transactions
Accept Payments
Engage Users
Promotions & Engagement
Drive usage and loyalty with built-in cashback, offers, coupons, and loyalty programs.
- Cashback
- Offers & Campaigns
- Coupons
- Loyalty Programs
Global Payment Support
Visa Cards
Accepted worldwide
UnionPay
Accepted in 180+ countries
QR Payments
One QR across networks & wallets
Wallets
Apple Pay, Google Pay, Huawei Pay & more
Visa Direct
Send money in real-time
Bank Transfers
Local and cross-border transfers
Built on Trust.
Secured for Scale.
PCI DSS
Certified
KYC / AML
Certified
Global Data Protection
Certified
Build the Future of Payments with appopay
Join banks, fintechs, and businesses worldwide building on appopay.