Privacy Notice Overview

AppO is here to provide you with the best experience of booking payments online. With this app, you do not have to worry about online payments ahead of time. We provide a trustworthy solution to begin your journey.

AppO is the next generation of digital wallets, providing secure, real-time transactions with multi-currency features. The Wallet not only stores your confidential information such as passwords, credit and debit cards, loyalty cards, and other sensitive information securely, it also gives you the ability to use your funds any way you want without the security concerns of carrying cash in your pocket. By simply going online at www.appopay.com and opening an AppO account and funding it, you have the convenience of secure omni-channel access 24/7 to your money anytime, anywhere. Appopay's next generation of transactional technology brings together, in one application both online and through your mobile, all the functionality of Digital Wallets + Digital Banking, + Digital Payments + Digital Money Transfer. Your AppO account gives you the ability to shop online or in the store, have funds deposited in real time into your wallet through ACH, EFT, Credit or Debit Card, or pick up money sent to you at agent locations across Latin America, pay bills one-off or set up recurring payments, plus top up your or a family member's mobile airtime, send money to friends and family through email money (with multi-currency availability), ACH, EFT, or at network sending locations. And for those times you need cash, use your wallet to get cash at network ATMs or at Partner and Agent locations.

The Wallet allows payments to be made from virtually anyone to anywhere in the world with multi-currency solutions including P2P, B2C, B2B, e-money, wireless, and prepaid debit cards. If you have embraced debit cards as a convenient and secure alternative to cash, AppO has a solution for you as well. AppO will issue you a prepaid debit card that can be tied directly to your Account. You can use your prepaid debit card to withdraw cash from any ATM or make purchases (PIN-based transactions) from any merchant displaying Appopay. All cardholders can access their card balance and transaction history online at Appopay's website - www.appopay.com. Safety: Every time you hand over your credit/debit card or use net banking to pay, your identity and financial information is visible. However, when you use AppO to make your payment or purchase, your actual credit card numbers or bank details are never shared with merchants. AppO provides a security barrier that can be in the form of passwords, biometrics, or other security features. If your Wallet is compromised, then the only amount of harm that's possible is limited, as your bank account can't be touched.

• Easy installation and set-up
• Encrypted personal and financial data
• Seamless money transfer between accounts
• Use debit or prepaid cards,or bank account funds
• Share payments across multiple recipients
• Online and offline capability
• Cloud-based system
• Technical support through live chat, email or telephone